Contents Adjusters Fighting For You!

Contents & Renters Insurance Claims: We Fight for Every Item

Renters and contents claims are often pushed to the side by insurance companies — leaving policyholders underpaid and frustrated. But your personal property matters. Whether it’s furniture, electronics, clothing, or treasured belongings, PAM ensures your contents claim is documented, valued, and paid in full.

No Recovery, No Fee. Guaranteed.

If we don’t increase your payout, you owe us nothing. It’s that simple. Don’t risk leaving money on the table.

CALL PAM FIRST!

(855) 975-2020

You Have More Items Than You Think

Most people underestimate how many items they own until it’s time to list them for a claim. From clothing in closets to cookware in cabinets, nearly everything is affected by fire, smoke, or water damage. PAM inventories your personal property, assigns accurate replacement values, and works with top vendors so you’re fully restored — not shortchanged.

It’s the Insurance Company’s goal to pay you as little as possible for your contents loss. PAM’s is the exact opposite.

How We Win For You

  • Documentation

    We prepare your claim presentation with sophisticated and detailed documentation using industry leading tools.

  • Presentation

    Whether local or remote, we need their adjuster to understand the scope of the loss. We show and explain what you are owed.

  • Negotiation

    The only deal we will accept is one that allows our clients to be made fully whole, and we use every tool at our disposal to make this happen.

Renters Claim FAQ’s

  • Renters insurance covers your personal property — things like furniture, clothing, electronics, and valuables — when damaged by fire, smoke, water, or other covered events. It does not cover the building itself (that’s your landlord’s policy), but your belongings are fully insurable.

  • Yes. Most people don’t keep receipts for everything they own. PAM helps you create a detailed inventory and assigns accurate replacement values using industry tools and vendors, ensuring you don’t lose out just because you don’t have proof of purchase.

  • Insurance companies pressure policyholders to undervalue or overlook items. They may also try to pay “depreciated” values instead of full replacement cost. PAM fights to make sure every item is counted and valued properly so you’re fully restored.

  • Even items that look salvageable can be ruined by smoke and odor. PAM works with expert restoration and contents vendors to determine what can be cleaned, what must be replaced, and to ensure you’re compensated fairly for both.

  • We work on a contingency basis: no upfront fees, and we only get paid if we increase your settlement. That means your claim gets expert attention at zero risk to you.

Time To Call PAM

📞 (855) 975-2020

Or fill out our quick online form and we’ll respond by phone, text, or email right away.